An accident can happen to anyone and almost everyone will be involved in a minor accident at some time in their life. Minor accidents are not serious but if you are involved in a major accident you may suffer severe and lasting injuries. You may require extensive medical care and it could take months for you to fully recover. After an accident you may not know what to do or how to handle the situation. You may need guidance from reputable injury lawyers in Edmonton.
Tips for Talking to the Insurance Company
After you were hurt in a car accident, the other driver’s insurance company will contact you to discuss the case and to take a statement. You may then receive a settlement offer from the insurance company. It is important to realize that you do not have to accept a settlement check if it is too low. How will you know if the offer is too low? Talk to knowledgeable injury lawyers in Edmonton.
First and foremost, the settlement needs to cover all of your medical expenditures. This includes all of your medical bills, emergency room and hospital stays, medications and rehabilitative care. If the settlement doesn’t cover at least these expenses, do not accept or cash the check.
Next, consider any future medical expense that you may still incur as a result of the injury. For example, you may require continued treatment, doctor visits and maybe even further surgery. If you accept a payment you won’t be covered for these costs, which could be expensive. Therefore, it is best not to settle your claim until you are fully recovered.
If you cash a settlement check it will typically preclude you from taking any further action in the future. Usually, the check includes language that states the settlement is final and you cannot request additional funds in the future or bring legal action against the driver. Before you accept any type of settlement from the insurance company it is best to review your situation with experienced injury lawyers in Edmonton.
Get the Most from Your Claim
It is no secret that insurance companies are in business to make money. They need to try to limit the number of claims they pay out as well as the amount of each claim if they plan to be successful. Unfortunately for those who are injured, the insurance company may try to get by with the lowest payment possible. When this happens you need help from skilled injury lawyers in Edmonton.
Make sure that you keep all proof necessary to support your claim. Maintain a record of all expenses associated with the injury. This includes photos of the accident and injuries when possible. You will also need documentation from your employer that indicates time off work because of the injury. You may also be entitled to non-pecuniary damages such as money for pain and suffering.
If you were injured in an accident, contact our legal team today for a consultation to discuss your injuries.
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